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Low Monthly Payment

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Purchase or Refinance

$150 million

In Loans Funded to Date

97%

Customer Satisfaction Rate

10-Day

Average Loan Approval Period

 California Home Loans

Welcome to RAM Capital Corporation of San Jose, California. We are a full-service mortgage company serving California homeowners and investors since 1995. specialize in

We specialize in Conventional, Jumbo, FHA, VA, Home Improvement, and Piggy-Back Loans in San Jose, San Fransisco, Oakland, and surrounding cities in Santa Clara, Alameda, and Contra Costa counties.  Whether you are buying a home or refinancing in any of these zip codes: 95128, 95008, 95125, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

Whether you are a First-TIme Home Buyer, Move-Up Buyer, or Investor, we can provide Competitive rates, low costs, and fast professional service to meet your goals and timelines. 

We offer:

Conventional | Jumbo | FHA | VA |USDA | Piggy-Back | Reverse | Multi-Units | Commercial Loans

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Conventional | Jumbo | FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Renovation | HELOC | Commercial

What makes RAM Capital Corporation unique is that we also offer the following niche programs: Home Renovation, No Equity Home Improvement Loans, Unsecured Home Improvement Loans, Private Investor Funds, Hard Money Loans, Impaired Credit Loans, Alternative Credit Loans, Down Payment Assistance Loans, Small-Balance COmeercial Loans, and Piggy-Back Loans.

Contact RAM Capital Corporation today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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