• 			    The PERFECT HOME is waiting for you.

    The PERFECT HOME is waiting for you.

  • 			    We're with you every step of the way.

    We're with you every step of the way.

  • 			    Purchase or Refinancing is easy with our help.

    Purchase or Refinancing is easy with our help.

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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
Submit your Application

Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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 California Home Loans

Welcome to RAM Capital Corporation of San Jose, California. We are a full-service mortgage company serving California homeowners and investors since 1995. specialize in

We specialize in Conventional, Jumbo, FHA, VA, Home Improvement, and Piggy-Back Loans in San Jose, San Fransisco, Oakland, and surrounding cities in Santa Clara, Alameda, and Contra Costa counties.  Whether you are buying a home or refinancing in any of these zip codes: 95128, 95008, 95125, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

Whether you are a First-TIme Home Buyer, Move-Up Buyer, or Investor, we can provide Competitive rates, low costs, and fast professional service to meet your goals and timelines. 

We offer:

Conventional | Jumbo | FHA | VA |USDA | Piggy-Back | Reverse | Multi-Units | Commercial Loans

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Conventional | Jumbo | FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Renovation | HELOC | Commercial

What makes RAM Capital Corporation unique is that we also offer the following niche programs: Home Renovation, No Equity Home Improvement Loans, Unsecured Home Improvement Loans, Private Investor Funds, Hard Money Loans, Impaired Credit Loans, Alternative Credit Loans, Down Payment Assistance Loans, Small-Balance COmeercial Loans, and Piggy-Back Loans.

Contact RAM Capital Corporation today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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