California Home Loans

Down Payment Assistance, Low Mortgage Rates, First Time Home Buyer, Government Backed Loans, VA Loans in Santa Clara County, Contra Costa County, Alameda County

Welcome to RAM Capital Corporation of San Jose, California. We are a full-service mortgage company serving California homeowners and investors since 1995! We are a leading mortgage broker that specializes in providing a wide range of loan solutions to meet the diverse needs of our clients. Whether you are a first-time homebuyer or a real estate investor, we have the expertise and resources to help you secure the right mortgage. Our dedicated team is committed to offering personalized guidance and support through every step of the loan process, ensuring that you find the best financing option tailored to your specific requirements. With a strong focus on customer satisfaction, we strive to make the mortgage experience smooth and hassle-free for all our clients.

At RAM Capital Corporation, we take pride in being a trusted partner for individuals and families seeking mortgage solutions in Santa Clara County, Contra Costa County, Alameda County, and beyond. With our unwavering commitment to client satisfaction and our extensive range of loan offerings, we are dedicated to making the home buying process as smooth and stress-free as possible.

We specialize in Conventional, Jumbo, FHA, VA, Home Improvement, as well as Government backed loans and First Time Home Buyers. We can also help with your Refinancing needs, HELOC, and Home Equity loans. We're proud to serve San Jose, San Francisco, Oakland, as well as Santa Clara, Alameda, and Contra Costa Counties.

What makes RAM Capital unique is that we also offer the following niche programs: No Equity loans, Unsecured Home Improvement loans, Private Investor funds, Hard Money, Impaired Credit loans, Down Payment Assistance, Small-balance Commercial, and Piggy-back loans.