Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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Welcome to RAM Capital Corporation of San Jose, California. We are a full-service mortgage company serving California homeowners and investors since 1995. specialize in
We specialize in Conventional, Jumbo, FHA, VA, Home Improvement, and Piggy-Back Loans in San Jose, San Fransisco, Oakland, and surrounding cities in Santa Clara, Alameda, and Contra Costa counties. Whether you are buying a home or refinancing in any of these zip codes: 95128, 95008, 95125, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
Whether you are a First-TIme Home Buyer, Move-Up Buyer, or Investor, we can provide Competitive rates, low costs, and fast professional service to meet your goals and timelines.
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes RAM Capital Corporation unique is that we also offer the following niche programs: Home Renovation, No Equity Home Improvement Loans, Unsecured Home Improvement Loans, Private Investor Funds, Hard Money Loans, Impaired Credit Loans, Alternative Credit Loans, Down Payment Assistance Loans, Small-Balance COmeercial Loans, and Piggy-Back Loans.
Contact RAM Capital Corporation today to discuss your mortgage loan options, and find out which loan program will best suit your needs.